Business owners can stop worrying about bounced checks
when they sign up for UBC's
Check
Guarantee Program. Check Guarantee can
be programmed in virtually any terminal
that United Bank Card deploys. We handle
the front-end portion of the check
program, customer service, technical
support, programming and deployment all
under one roof!
Program Highlights:
- Free check
readers! All merchants qualify
- Nationwide paper
check guarantee program
- Nationwide check
conversion w/ guarantee program (ECC)
- UBC will beat any
merchant's existing check guarantee
rates
- 50% more checks
approved than the competition
- Compatible with
just about any terminal including
Comstar
- Wireless
- Multiple premiums
(including stop payment, and
pay-over-time)
- 10% fewer
declines than our competition
- Easy & fast
same-day application process
Option 1: Paper
Check Guarantee
Paper check guarantee is the traditional
form of check guarantee, where the
merchant slides a check through the
reader; enters the driver's license #,
approval code, and other pertinent
information on the back of the check;
and deposits it in their bank account.
If the check bounces, a claim is
processed and the amount of the bounced
check is guaranteed. Several premiums
are offered with this program including
stop-payment protection.
Option 2: Electronic Check Conversion
The Electronic Check Conversion program
offered through United Bank Card is the
first complete and automated check
conversion solution in the industry.
Just like Paper Guarantee, the ECC
Program protects the merchant from
bounced checks. However, with this
program the merchant slides the check
through a check imager and the value is
automatically deposited into the
merchant's checking account. No trips to
the bank! If the check later bounces,
United Bank Card guarantees the value of
the check just like traditional paper
guarantee.
